You are finally going on that vacation you have been saving up for years. The excitement is understandable, but you need to make sure that everything goes as planned.
You need to make a list of things to bring: your itinerary, your hotel information, and your list of Mastercard deals and offers for places like Sentosa in Singapore. But you should not forget to do the following tips to make sure your credit card serves you well on your vacation.
1. Tell your credit card company that you are travelling.
Let them know where you are going and give them the exact dates of your departure and arrival. This will help them detect fraud, in case the information or your card is stolen while travelling.
2. Change your due date.
You wouldn’t want to come home to high-interest rates that come with missed credit card payments. If your credit dues fall in between your travelling dates, ask the credit card company to change it or pay in advance to make sure you do not have to worry about anything.
3. Ask about the credit card company’s promotions and offers.
Some cards have offers specifically for when you’re travelling. They can be car rental discounts, free hotel meals, travel insurance or points and rewards.
4. Manage your ATM fees.
There will be times when you will need to carry cash on your travels and foreign ATM fees can be heavy on cost. Look for an establishment that will let you withdraw cash without charging too much.
5. Use your bank’s app or call their number to check your balance.
While Wi-Fi is a convenient way to stay connected to people back home, it might not be the best option when it comes to your credit card information. If you need to do any bank transactions while travelling, you should use the bank’s app or call their hotline.
Follow these tips and have a worry-free trip. Maximise your quality time so you can relax and enjoy that vacation you’ve always wanted.